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BASIC CHECKING: Basic checking is a great account for customers who do not want to keep a minimum balance and only write a few checks per month.

  • No Minimum Balance Required
  • $.30 per debit service charge - assessed monthly.
  • Non - interest Bearing Account
  • Direct Deposit Available

*No annual fee for ShazamChek Card®/ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

BALANCE CHECKING: Ideal for customers who are able to maintain a minimum balance.

  • $300.00 Minimum Daily Balance Required
  • $7.50 monthly service charge fee if the minimum balance is not maintained
  • Non - interest Bearing Account
  • Direct Deposit Available

*No annual fee for ShazamChek Card® /ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

NOW ACCOUNT: For customers with higher balances who want their checking funds to earn interest.

  • $1,000.00 Minimum Daily Balance Required.
  • $7.50 monthly service charge fee if balance is not maintained
  • Interest accrues daily and compounds monthly if a minimum balance of $1,000.00 is maintained each day of the statement cycle.
  • Direct Deposit Available

*No annual fee for ShazamChek Card® /ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

ADVANTAGE PLUS ACCOUNT: For customers 50 and older who want checking advantages.

  • Interest accrues daily and compounds monthly if a minimum balance of $1,000 is maintained each day of the statement cycle.
  • Interest accrues daily and compounds monthly
  • No Monthly Service Charge Fee

*No annual fee for ShazamChek Card® /ATM

*Personalized check blanks at no extra cost.

*Direct deposit available.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

1ST CHOICE CHECKING: For customers who want a value added checking account.

  • Minimum Balance required of $1,000.00 in order to earn interest
  • $6.00 Monthly Service Charge Fee
  • Interest accrues daily and compounds monthly if a minimum balance of $1,000 is
    maintained each day of the statement cycle.

*No annual fee for ShazamChek Card® /ATM

*Personalized club checks provided.

*No annual fee on ready reserve.

*Checks safekept. (Imaged checks return option for a monthly fee of $2.00).

*$10,000 Accidental death and dismemberment insurance coverage.

*Interest reduction on consumer loans.

*Reduction of $50.00 on closing costs on residential mortgages.

FDIC
Member FDIC

1st State BANK
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EHL
Equal Housing Lender
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