• Basic Checking
• Balance Checking
• Now Account
• Advantage Plus Account
• 1st Choice Checking

BASIC CHECKING: Basic checking is a great account for customers who do not want to keep a minimum balance and only write a few checks per month.

• No Minimum Balance Required
• $.30 per debit service charge - assessed monthly.
• Non - interest Bearing Account
• Direct Deposit Available

*No annual fee for ShazamChek Card®/ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

BALANCE CHECKING: Ideal for customers who are able to maintain a minimum balance.

• $300.00 Minimum Daily Balance Required
• $7.50 monthly service charge fee if the minimum balance is not maintained
• Non - interest Bearing Account
• Direct Deposit Available

*No annual fee for ShazamChek Card® /ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

NOW ACCOUNT: For customers with higher balances who want their checking funds to earn interest.

• $500.00 Minimum Daily Balance Required.
• $7.50 monthly service charge fee if balance is not maintained
• Interest accrues daily and compounds monthly if a minimum balance of $500 is maintained each day of the statement cycle.
• Direct Deposit Available

*No annual fee for ShazamChek Card® /ATM

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

ADVANTAGE PLUS ACCOUNT: For customers 50 and older who want checking advantages.

• Interest accrues daily and compounds monthly if a minimum balance of $500 is maintained each day of the statement cycle.
• Interest accrues daily and compounds monthly
• No Monthly Service Charge Fee

*No annual fee for ShazamChek Card® /ATM

*Personalized check blanks at no extra cost.

*Direct deposit available.

*Checks safekept. (Imaged checks return option for a monthly service charge fee of $2.00).

1ST CHOICE CHECKING: For customers who want a value added checking account.

• No Minimum Balance Required
• $5.00 Monthly Service Charge Fee
• Interest accrues daily and compounds monthly if a minimum balance of $500 is
  maintained each day of the statement cycle.

*No annual fee for ShazamChek Card® /ATM

*Personalized club checks provided.

*No annual fee on ready reserve.

*Checks safekept. (Imaged checks return option for a monthly fee of $2.00).

*$10,000 Accidental death and dismemberment insurance coverage.

*Interest reduction on consumer loans.

*Reduction of $50.00 on closing costs on residential mortgages.