FIRST STATE BANK OF SAUK CENTRE STATEMENTS ON THE PRIVACY OF CUSTOMER INFORMATION

First State Bank of Sauk Centre respects the privacy expectations and the rights of its customers regarding financial information and other related information which the bank has or gathers in the normal course of business.

First State Bank collects, retains, and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information and consumer report information.

First State Bank will use a customer’s personally identifying information in our normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes.

First State Bank does not disclose any nonpublic personal information about out customers or former customers except to our affiliates and as otherwise permitted by law.

First State Bank will not disclose nonpublic personal information about former customers after two years from the time they cease to be our customers. For the first two years, however, we may share this information in the same manner and to the same categories of other parties as we do with current customers.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

First State Bank makes disclosures to other non-affiliated third parties as permitted by law.