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FACTS WHAT DOES FIRST STATE BANK OF SAUK CENTRE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Credit history
  • Income
  • Payment history
  • Credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does First State Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
No

We don't share

For our affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
Questions: Call 320.352.5771 or go to www.firststatebanksc.com
What We Do
How does First State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Use your credit or debit card
  • Deposit money
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Our affiliates include financial companies such as J & B Financial Holdings, Inc. & First State Agency, Inc.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • FIRST STATE BANK OF SAUK CENTRE does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • FIRST STATE BANK OF SAUK CENTRE doesn't jointly market.
FDIC
Member FDIC

1st State BANK
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