AGRICULTURAL & COMMERCIAL LOANS

First State Bank of Sauk Centre has been providing financing for agricultural & commercial loans since 1880. If you need operating loans for working capital, intermediate term loans for capital purchases, or long-term financing for real estate purchases; this should be your bank.
Let our experienced lenders guide you with your financial needs! 

Agricultural Loans

Combine harvesting crops

Term Loans

When you’re looking to purchase or refinance fixed assets, work with our Ag Lender to find the most advantageous terms.

a group of small plants sprouting out of dirt.

Lines of Credit

Our Ag Lines of Credit assist with your working capital and keep interest costs to a minimum. The funds are easily accessible with a quick call to the bank. It’s a great liquidity tool for your growing farm!

a house keychain sitting on top of a piece of paper.

Real Estate

When you’re looking to purchase or refinance Ag land, let First State Bank be your financial partner. With competitive rates and terms, we are dedicated to helping local farmers!

Commercial Loans

a blue business loan button on a keyboard.

Term Loans

Whether you need to make capital purchases, consolidate debt, or simply adjust intermediate debt to match your cash flow, our structured term loans can help. We’ll work with you to find the most advantageous terms.

a man standing in a store with his arms crossed.

Lines of Credit

Working capital is often strained during periods of growth. Our Commercial Lines of Credit keep interest costs to a minimum, are easily accessible, and are perfect to help get your business to the next step. It’s a great liquidity tool for your growing business!

a couple of people shaking hands over a small house.

Real Estate

Whether your business needs a construction loan, is purchasing an existing building, or is looking to refinance an existing commercial real estate loan, we can customize a loan that will help you meet your business goals.
Contact one of our commercial loan officers at 320-352-5771 for more information or to set up an appointment. First State Bank of Sauk Centre wants to be your financial partner!