Real Estate Mortgages

a man in a suit holding a wooden block with a house on it.
In-House Mortgages
With an in-house mortgage loan, your loan is serviced by First State Bank. Whether you’re looking to purchase your dream home, farmland, commercial property, or other real estate, our qualified loan officers will help you every step of the way!
First State Bank offers fixed interest rate balloon mortgage loans to help you with:
  • Purchase
  • Refinance
  • Cash-out
  • Construction
a person is writing the word home loan on a piece of wood.
Secondary Market Loans
We can also help you get into a long-term fixed interest rate mortgage with a Secondary Market Loan. These loans are not serviced by First State Bank after loan closing. Based on your specific situation, our veteran loan officers will help you figure out which type of mortgage is right for you! The Secondary Market offers fixed mortgages through various loan types and terms:
    • Conventional
    • Jumbo
    • Federal Housing Administration (FHA)
    • Veterans Affairs (VA)
    • Rural Development (USDA/RD)
Test Yourself Now for a Mortgage Loan!
Now is a great time to see if you can get into the house of your dreams! First State Bank is an Equal Housing Lender.
Contact one of our Mortgage Lenders at 320-352-5771 to get started!